If you’re searching for cheap pet insurance in Georgia, USA, balancing affordability with good coverage is key. Whether you have a curious kitten or an active pup, a budget-friendly plan that protects your companion can be a true lifesaver. Let’s explore the 5 cheap pet insurance companies in Georgia, USA, each offering competitive rates, honest service, and strong protection.
5. AKC Pet Insurance
Why AKC Is Affordable in Georgia
- Typical Cost: Around $40/month for dogs and $27/month for cats—below national averages of ~$53 (dogs) and ~$32 (cats)
- Covers curable and incurable pre-existing conditions after 365 days—a rare policy feature
Best For pet owners needing coverage for pre-existing conditions, plus standard pet insurance, cheap dog insurance, and cat insurance.
4. Figo Pet Insurance
Why Figo Is Cost-Effective in Georgia
- Offers flexible plans with an option for unlimited annual coverage, plus varied deductible and reimbursement combinations
- Often ranked among top-rated pet insurance providers for customizable value.
Best For owners who want affordable pet insurance with flexibility and strong claims handling.
3. Lemonade Pet Insurance
Why Lemonade Stands Out in Georgia
- Average monthly premiums: Approximately $35 for dogs and $17–$18 for cats—among the lowest in the state
- MoneyGeek confirms it as one of the most cost-effective options for puppies—starting around $24/month
- Known for modern pet insurance comparison, intuitive app experience, and mission-driven policies
Best For those seeking low cost pet insurance for dogs or cheap pet insurance for cats, combined with slick tech and strong service.
2. ASPCA Pet Health Insurance
Why ASPCA Is Budget-Friendly in Georgia
- Average rates: Around $37/month for dogs and $18/month for cats.
- Offers easy coverage add-ons, a solid wellness program, and claims via app, fax, or email.
Best For new pet owners looking for pet care insurance, best pet insurance, and affordable dog insurance with flexibility and support.
1. Pets Best Insurance
Why Pets Best Tops the List for Value
- Monthly cost: About $27 for dogs and $12 for cats—lowest among listed providers.
- Offers perks like 24/7 vet helpline, multi-pet discounts, and customizable coverage.
- Frequently ranked high in pet insurance comparison lists for cost and coverage breadth.
Best For multi-pet households wanting cheap pet insurance, best pet insurance for dogs, and robust support features.
FAQ – Common Questions
Q1: Which is the cheapest pet insurance in Georgia?
A: Pets Best offers the lowest average rates—about $12/month for cats and $27/month for dogs.
Q2: Is there pet insurance cheap enough for young pets or puppies?
A: Yes—Lemonade provides puppy insurance starting around $24/month, making it one of the most affordable for young pets.
Q3: Do providers differ in how quickly they pay claims?
A: While we didn’t find Georgia-specific timing data, Figo is known for submitting claims via app with fast processing, and ASPCA allows multiple submission channels.
Q4: Can I get affordable insurance for pets with past health issues?
A: AKC Pet Insurance is unique in offering coverage for pre-existing conditions (after a waiting period), which is rare among cheap pet insurance providers.
Q5: What’s the average pet insurance cost nationwide?
A: Typically around $62/month for dogs and $32/month for cats. Georgia tends to be cheaper than average, with providers like Lemonade and Pets Best offering significantly lower rates.
Final Takeaway
Here’s a quick ranking of the 5 cheap pet insurance companies in Georgia, USA:
- Pets Best – Lowest average rates, multi-pet perks, strong value
- ASPCA – Affordable, flexible, great for new pet owners
- Lemonade – Tech-forward with competitive pricing and puppy-friendly rates
- Figo – Customizable plans and strong claims support
- AKC – Good for past conditions, solid support, competitive pricing
All offer essential coverage for dogs and cats, with varying strengths across price, service, and flexibility.
Need Help Choosing?
Let me know your pet’s breed, age, or whether you have multiple pets—we can find quotes tailored to your pet insurance cost, coverage needs, and budget!